Explore Our Financial Services
Discover the range of flexible, secure, and personalized financial solutions we offer to help you grow, save, and thrive.
Prudent Savings Account
- Interest rate from 1–2.5% per annum
- Minimum average balance N1,000
- Initial saving deposit (N1,000 minimum)
- Penalty on withdrawals above three times a month
- Withdrawal flexibility
- Free monthly e-statement
Prudent Current Account (Individual/Corporate or Group)
- No limit on transactions
- Overdraft facility for customers
- Lower interest rate on sitting balance
- Third party withdrawals
- Enhance credit rating
- Free monthly e-statement
Prudent Fixed Deposit Account
- Higher interest rate from 2–6.5% per annum
- Predetermined time
- Compound interest
- Penalty for withdrawal before maturity
Prudent Mirror Account
- Same features with savings account
- Subject to safeguards and restrictions
- Controlled by Parents/Guardians
Prudent Overdraft Facility
- Withdraw more than the balance
- Balance goes negative
- Interest is charged daily
- Tenure defined by credit policy
- Pay back as money comes
- Requires collateral or security
Prudent Term Loan
- Requires security
- Fixed interest on full amount
- Repaid in periodic equal installments
- Fixed tenure
- Part or full disbursement
- Loan size: small, medium, or large
Prudent Hybrid Account
- Cheque bearing account
- Interest bearing account
- No minimum balance required
- Money transfers
- Bill payments and purchases